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What happens if a freelance interpreter is sick? I suppose for things like colds they go to work because they don't have sick-pay and the condition is not serious, but what about if you sick for long time? Are there special insurance schemes for interpreters?

asked 12 Oct '11, 22:38

Vincent%20Buck's gravatar image

Vincent Buck

In Germany it's not the social insurance institution that takes care of sick leave. Private insurance companies offer insurance schemes (including sick leave) for self-employed. It's standard practice.

On the other hand, self-employed should always take into account their risks when calculating their quotes (remuneration).

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answered 15 Oct '11, 11:35

Angela's gravatar image


Arranging for some type of insurance to cover income losses in case of illness or accident is a must for any freelancer. There are several different insurance schemes offered by insurance companies in different countries. I personally find the insurance policy agreed by AIIC very good (cf. aiic Extranet). However, most affordable insurance schemes have quite a long qualifying period - often at least 2 weeks. So I fully agree with Angela that it is absolutely necessary to account for this risk in our cost calculation and to make sure that these costs are covered by our honoraria.

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answered 09 Apr '12, 10:56

Angie's gravatar image


From the underwriting point of view, interpreters are too small a profession for any insurance carrier to design products specifically for them. In most countries, interpreters are assimilated to the self-employed. EU interpreting contracts contain sickness benefits but the qualifying period for benefit is three days. This means you have to be sick for at least four consecutive days, the first three at your own expense and the fourth day onwards you get sick pay. Contact the social insurance institution in your country of residence for more information.

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answered 13 Oct '11, 22:16

Sirpa's gravatar image


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question asked: 12 Oct '11, 22:38

question was seen: 3,266 times

last updated: 09 Apr '12, 10:56 is a community-driven website open to anyone with questions and/or answers about interpreting, i.e. spoken language translation

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